Buying your first home is an exciting milestone — but it can also feel overwhelming if you don’t know where to start. Whether you’re looking for a townhouse, a lot-only property, or a house-and-lot package, this guide will help you understand what to expect.

✅ 1. Know Your Budget

Before browsing listings, figure out how much you can afford. Consider your monthly income, current expenses, and savings. Don’t forget to include additional costs like:

• Reservation fees

• Down payment

• Taxes and title processing

• Move-in expenses

Tip: Talk to a trusted broker to get sample computation estimates based on your budget.

✅ 2. Choose the Right Location

Location affects everything — property value, daily commute, nearby schools, and lifestyle. Ask yourself:

• Is it near major roads or public transport?

• Are there nearby hospitals, malls, or schools?

• Is the area flood-free and safe?

✅ 3. Understand the Developer or Seller

Research who you’re buying from. Whether it’s a big developer or a private seller, always check:

• Reviews or reputation

• Completion record of projects

• Availability of property documents (like clean titles)

✅ 4. Check the Documents

Make sure you or your broker checks important documents like:

• Clean title or tax declaration

• Updated real estate tax payments

• Reservation agreement or contract to sell

If possible, consult with a licensed broker or appraiser to avoid legal or ownership issues.

✅ 5. Work with a Licensed Broker

A good real estate broker will help you:

• Find the right property

• Understand legal documents

• Handle paperwork and negotiations

• Avoid scams or overpricing

📞 Need Help Finding Your First Home?

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